Independent Insurance Agency
Why Choose Expanse?
Personalized Insurance Products we offer
Personal Lines (Individuals & Families)
- Auto Insurance: Standard car, motorcycle, RV, and boat coverage.
- Homeowners Insurance: Coverage for homes, condos, and Landlords, renters insurance.
- Life Insurance: Term life, whole life, and universal life policies.
- Umbrella Insurance: Extra liability protection above standard policy limits.
- Disability Insurance: Short-term and long-term income protection.
- Pet Insurance: Healthcare coverage for dogs, cats, and exotic animals.
- Travel Insurance: Trip cancellation, luggage loss, and medical emergencies abroad.
- RV, travel trailer's
Commercial Lines (Businesses)
- General Liability: Protection against third-party bodily injury and property damage.
- Commercial Property: Coverage for business buildings, equipment, and inventory.
- Business Owner’s Policy (BOP): Bundled liability and property insurance for small businesses.
- Workers' Compensation: Wage replacement and medical benefits for injured employees.
- Professional Liability (Errors & Omissions): Protection against advice or service mistakes.
- Cyber Liability: Data breach, ransomware, and digital asset security coverage.
- Commercial Auto: Coverage for company-owned cars, trucks, and fleets.
- Directors & Officers (D&O): Personal asset protection for company executives.
Specialized Lines
- Flood Insurance: Specialized property protection not covered by standard homeowners policies.
- Event Insurance: Liability coverage for weddings, concerts, and public gatherings.
- Inland Marine: Coverage for high-value cargo or equipment in transit.
Home Warreny
We offer, Porch Home Warranty
Up to $1,500 for repairs to HVAC, plumbing, and electrical systems and up to $1,000 for appliances that break down due to normal wear and tear.
Service line protection up to $10,000
Coverage for external water, sewer, and electrical lines—often excluded from standard homeowners insurance.
Refrigerated product coverage
Covers food spoilage caused by covered equipment failures.
Residential glass coverage
Protection for windows, light fixtures, and more.